Strauss & co - 13 February 2016, Cape Town

“For the third year running, AfrAsia Bank is committed to one of the most significant international wine charity auctions ever conceived in South Africa - uniting the industry around a single goal of raising money for education.” Welcome to the third consecutive AfrAsia Bank Cape Wine Auction. Thank you for joining us at this charming celebration – a local philanthropic precedent which unites local and international players, all committed to changing the lives of wine farm commu- nity members through education. To date, the AfrAsia Bank Cape Wine Auction has raised in excess of R17 million which has been distributed to nineteen charities actively working with education, from infant to adult, across the Western Cape. As a leading international private bank, not only does this event marry with the lifestyle of our clients, providing a channel of engage- ment, but corporate social responsibility is as much a key pillar to us as it is to our clients; and we understand the importance of making a sustainable contribution to the develop- ment and economic growth of this country. It is a pleasure to share with you the fruits of our passion and we’re honoured that you chose to join us for this magnificent event, and hope you have a spectacular day. THIERRY VALLET — Acting Chief Executive Officer 7